Welcome to

Bee mortgage
wise

Bee Mortgage Wise are a family run Mortgage, Protection & Insurance firm based in Fife, Scotland helping clients all over the country! Due to our Estate Agency backround we love to help First Time Buyers, Home Movers & those with Existing Mortgages.

At Bee Mortgage Wise it is our aim to ensure every client gets the best possible outcome. We want you to breathe a sigh of relief after chatting through your options with one of our advisers. We want all clients to have full and clear understanding of the process and we support clients every step of the way to ensure you are Mortgage confident. We strive to ensure all clients have a positive experience and enjoy our down-to- earth professional approach to the mortgage world!

What we can help you with...

Like some brokers, we shop around a comprehensive range of lenders and providers to find you the best possible deal for your circumstances but we go the extra mile to help you with the entire process making your mortgage journey as smooth as possible. From helping you decipher home reports to negotiating offers; we are here on hand to help you with it all. We really do make the mortgage process easy!

 

First time buyer

Getting onto the property ladder is a big step, we work with buyers every day to ensure they get our best advice and we recommend the right mortgage for you.

Home Mover

Whether you're scaling up or downsizing, moving home can be stressful. We work with you to help you find and secure the right mortgage.

Remortgage

Shopping around a comprehensive range of lenders each time you need to remortgage is how we ensure you get the right deal possible every time.

New Build

Buying a brand-new build home? Let us make sure you secure the best borrowing options to let you get the most out of your new home. You're not tied to the builders recommended Broker!

Life Cover

Life cover helps provide financial protection for your loved ones should the worst happen. We help you select the right cover to ensure your family are taken care of and to give you peace of mind.

Critical Illness

Securing Critical Illness cover can give peace of mind knowing if the worst should happen - you have the right cover in place to help.

Family Protection

Our team can help find the right type of cover for you to give you confidence that should you ever need it, help is in place for your family.

Income Protection

Find cover for living expenses such as bills, mortgage/rent, and other financial commitments until you're able to return to work should you need it.

considering buying or remortgaging a home?

Bee Mortgage Wise

About us

Bee Mortgage Wise was established by Franki Cummings, Company Director in 2020 after years of experience working in an employed role for a well-known national company. After a busy start and 100’s of glowing reviews and recommendation the business got bigger with the introduction of her Dad, Barry Cummings joining the firm as a Mortgage & Protection Adviser in early 2024, forming the perfect Daughter and Dad team!

What our customers say about us

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anabel sinclair profile picture
anabel sinclair
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We really enjoyed working with franki, feeling secure thanks to franki's expertise, professionalism and especially her approachability. We bought our first home and organised all our insurances as quickly as we needed and were really happy with the results 😊
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Monja Heron profile picture
Monja Heron
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I can’t recommend Franki highly enough! She made the complicated and stressful process of buying my first home so easy and simple, and was always on hand to answer all of my silly questions and put my mind at ease. Franki talked me through every step and kept me updated throughout everything. Couldn’t have done it without her!
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Rebecca Hooper profile picture
Rebecca Hooper
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We came across Franki’s business page on Facebook and after reading the reviews we got in touch. As first time buyers we didn’t have a clue on the process of getting a Mortage, but Franki guided us through every step and was always there to answer questions. Can’t thank Franki enough for all the help and support and managing to get us a great interest rate and sorting our insurance. Would highly recommend Franki to anyone who is looking for an advisor!
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Graham Nisbet profile picture
Graham Nisbet
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Thank you so much Franki for all your help and advice for getting my mortgage sorted. You were friendly and professional at all times and we will definitely be using your company again in the future.
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Mary boulton profile picture
Mary boulton
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Fantastic friendly service, will definitely use again and would totally recommend, absolutely nothing was too much hassle for Franki.
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Rebecca Wishart profile picture
Rebecca Wishart
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Highly recommend Frankie for any mortgage advice. She went above and beyond to advise us through our house move, right up until we got the keys! Communication was excellent and she was more than willing to answer any questions! Couldn't of asked for more.
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Kirstin Moore profile picture
Kirstin Moore
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Couldn’t recommend Franki and the service she provides enough! She made the process for two first time buyers as straightforward and stress free as possible, walking us through every step patiently and answering our silly questions along the way! Thank you for getting the perfect mortgage for us and our situation, we couldn’t do it without you! 🥰🏡
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Michael Lawson profile picture
Michael Lawson
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Frankie has been amazing from start to finish helping me get my first home and making the process very easy for me. I highly recommend, Thanks again!
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KSG Plastering profile picture
KSG Plastering
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Hi Frankie was professional,freindly from the start. Kept me updated at every step. Would recommend frankie everytime.
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Amy Black profile picture
Amy Black
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Highly recommend Franki! She has been so helpful and lovely throughout my whole mortgage process. Whenever I had any questions I knew she was just a phone call away. She is so easy to talk to and no question is a silly question! Thank you for everything you’ve done for me, I can’t wait to move into my new home and it wouldn’t of been possible without all you’re help! 🥳

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